Where to Look for Antique Auto Coverage
Owning an antique vehicle is like owning a small piece of history. Whether it's a showroom piece or a old restore project, it needs to be insured just like any other investment.
Where and how to find an antique auto insurance policy
With an antique auto insurance policy the terms are quite different than a regular auto insurance policy. Many insurance companies have requirements for underwriting a policy, things like:
- Not using the car as an everyday use vehicle
- Keeping your vehicle stored in a safe secure location to prevent theft
- Limiting use and how much the vehicle is brought out for shows, club rides, etc.
Determining a level of coverage for your antique auto
The level of coverage depends on what you do with your antique auto. If you are only interested in taking out a policy based on cash value alone, or if you are looking for a policy in case damages occur during an exhibition or tradeshow to pay for repairs there are types of coverage for this. If you want a policy that covers driving your antique auto whether for club rides or for a simple pleasurable drive around town, there are restrictions on how much the car can be used for on the road driving. Your driving record will also affect your ability to get a policy that covers driving your antique auto. Those with DUI's in the last 3-5 years may be refused however. If you are looking for an antique auto insurance policy look no further, request a quote for a policy here today!